Human Resource Services
GatorGradCare
GatorGradCare is an injury and sickness insurance plan underwritten by United Healthcare Insurance Company and created specifically for students on appointments as Graduate Assistants and Pre-Doctoral Fellows.
Resources
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Enrollment | Download the 2008-2009 brochure
Enroll in GatorGradCare for the following coverage terms:
Annual: August 16, 2008
Fall: August 16, 2008 - December 31, 2008
Fall/Spring: August 16, 2008 - May 15, 2009
The enrollment deadline for these plans is September 14, 2008.
All eligible graduate students who wish to enroll in GatorGradCare for the 2008-2009 Academic year, must submit an enrollment for one of these plans.
Insurance ID cards for students confirmed eligible for Fall coverage should be received by mid- to late-September.
>>>> GatorGradCare online enrollment <<<<
Log onto www.gatorgradcare.com to complete the enrollment process
If a Graduate Assistant or Pre-Doc Fellow is on his/her appointment for both the fall and spring terms, it is strongly recommended that an annual GatorGradCare enrollment is submitted. The annual GatorGradCare enrollment will ensure continuous coverage through the summer regardless of the student’s eligibility status for the summer term. This is only the case with the annual GatorGradCare enrollment.
International Graduate Assistants and Pre-doc Fellows needing to provide insurance verification to the International Center for registration purposes, may submit the e-mail confirmation addressed from webmaster@uhcsr.com to the International Center at insurance@ufic.ufl.edu.
Adding coverage for spouses, partners, or children
Graduate students (GA, TA or RA) may choose to cover a spouse, partner, or child. The dependent premium will be taken through payroll deduction, if the dependents’ information is included on the online GatorGradCare enrollment. Graduate students (GA, TA or RA) also have the option to pay the dependent premium in full by check or credit card. If the credit card or check payment option is preferred, contact the Graduate Assistant Benefits Office at 352-392-0003 for the Dependent Enrollment Form.
Graduate students on a Pre-doc Fellowship may choose to cover a spouse, partner, or child. There is no payroll deduction option for graduate students on a Pre-doc Fellowship appointment as has been the current practice. The dependent premium must be paid directly to the vendor by the student. The Dependent Enrollment Form is linked to the confirmation email addressed from webmaster@uhcsr.com.
Changes to coverage must be made prior to the enrollment period deadline. This includes adding/removing dependents and/or changing coverage terms. Refunds are only granted if eligibility is not met or upon entry into the armed forces.
A dependent (spouse or child) can be added to the policy at any time if there is a change in status (marriage, adoption, birth, etc.) and full premium is received (pro-rating will be not allowed). The effective date for dependent coverage added after the enrollment period deadline is the date that the full premium is received by the insurance company. If dependent coverage is added due to the birth of a child, the effective date is the child's date of birth as long as the request to add coverage is made within 30 days of the child's birth. You must contact the GA Benefits Office at 392-0003 or gabenefits@admin.ufl.edu to add newborn coverage within 30 days of the child's birth.
Eligibility
University of Florida graduate students on an appointment as a graduate assistant, teaching assistant, or research assistant may participate in the GatorGradCare Health Plan beginning January 2007. To be eligible, University of Florida graduate students must be enrolled in a graduate degree program, on an appointment through University of Florida, appropriately registered and appointed 0.25 FTE (full-time equivalent) or greater for a particular semester.
University of Florida graduate students on a Pre-doc Fellowship appointment and appropriately registered, are also eligible to participate. There is no FTE requirement for graduate students on a Pre-doc Fellowship appointment. Criteria for appropriate registration can be found in the Registration Requirements section of the Graduate Catalog.
In order to ensure that graduate assistants or pre-doc fellows meet the above eligibility criteria, departments must ensure the following:
a. The TA, RA, or Pre-doc Fellow appointment must occur via the Letter of Appointment (LOA) process in PeopleSoft, and all Letter of Appointment criteria met.
b. The student receives a stipend as a bi-weekly paycheck from the appropriate UF account.
c. Health insurance premium is paid from the appropriate UF account.
GatorGradCare coverage is based on the eligibility status of a graduate student. The University of Florida or supporting Grant/Auxiliary funds will pay the student only premium for eligible students. Graduate students cannot pay the premium to continue participation in the GatorGradCare program if they lose their eligibility status.
Information Sessions
We will be hosting information sessions about the GatorGradCare program during the first few weeks of the fall semester. These sessions are for graduate students who are eligible for the GatorGradCare program, but are not mandatory.
Thursday, August 28, from 9:00 a.m. to 11:00 a.m.
Tuesday, September 2, from 11:00 a.m. to 1:00 p.m.
Monday, September 8, from 2:00 p.m. to 4:00 p.m.
All information sessions will be held in the Auditorium on the second floor of the Reitz Union.
Costs
Total cost of individual health insurance provided for eligible graduate students
Note: If the eligible graduate student is paid from grants and/or auxiliaries, funding for the individual plan cost will come from those resources.
Coverage Costs
These costs are for department and grant use. Coverage for eligible graduate students is free.
Departmental Costs for 2008-2009 academic year:
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Students' Costs for Dependent Coverage for 2008-2009 academic year: (premiums for dependents are the student's responsibility)
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Annual |
Fall |
Fall/Spring |
Spouse/Domestic Partner |
$3,473 |
$1,304 |
$2,598 |
Each Child |
$1,561 |
$586 |
$1,168 |
All Children (two or more) |
$3,122 |
$1,172 |
$2,335 |
Fall 2008 Deduction Schedule
Below is the Fall 2008 deduction schedule for GatorGradCare premiums. The first column indicates the pay dates from which the deductions will be taken. There will be seven total deductions for the fall. The deductions listed under the "Student" column are for UF Departmental/Grant purposes only. These deductions will not affect the Graduate Assistants' net pay in their paychecks. The deductions listed under the "Spouse/Partner," "Each Child," and "All Children" columns are for informational purposes to those Graduate Assistants who enrolled their dependents through the online GatorGradCare enrollment. These deductions will affect the Graduate Assistants' net pay in their paychecks. Only the fall deductions will be taken during the fall term, even if the Graduate Assistant submitted an annual or fall/spring GatorGradCare enrollment.
Dates |
Student ($589) |
Spouse/Partner ($1304) |
Each Child ($586) |
All Children ($1172) |
10/10 |
$84.15 |
$186.29 |
$83.72 |
$167.43 |
10/23 |
$84.15 |
$186.29 |
$83.72 |
$167.43 |
11/7 |
$84.15 |
$186.29 |
$83.72 |
$167.43 |
11/21 |
$84.15 |
$186.29 |
$83.72 |
$167.43 |
12/5 |
$84.15 |
$186.29 |
$83.72 |
$167.43 |
12/19 |
$84.15 |
$186.29 |
$83.72 |
$167.43 |
1/2 |
$84.15 |
$185.29 |
$83.72 |
$167.43 |
Once enrolled in GatorGradCare
Graduate Assistants and Pre-doc Fellows participating in GatorGradCare need to visit the Student Health Care Center first, and obtain a referral for treatment that cannot be provided at the SHCC. Spouses and children that are covered under the plan do not need to obtain a referral from the Student Health Care Center. The referral requirement is waived for the following reasons:
a. Medical Emergency.
The student must return to Student Health Care Center for necessary follow-up care.
b. When the Student Health Care Center is closed.
The student must return to Student Health Care Center for necessary follow-up care.
c. When service is rendered at another facility during break or vacation periods.
The student must return to Student Health Care Center for necessary follow-up care.
d. Medical care received when the student is more than 35 miles from campus.
The student must return to Student Health Care Center for necessary follow-up care.
e. Medical care obtained when a student is no longer able to use the SHCC due to a change in student status.
f. Maternity
g. Psychotherapy
h. Spouses and children that are covered under the plan do not need to obtain a referral from the Student Health Care Center.
Students can create an account at www.uhcsr.com by selecting “Create Your Online Account Now ” on the right side of the home page. Follow the onscreen prompts - enter your first name, last name, date of birth, and enter your member id number or your email address to access account information. Please note that ID cards and coverage information will not be available until after eligibility has been confirmed (at some point after Drop/Add).
New features of the 2008-2009 GatorGradCare Policy
- Benefits for injections to be paid at preferred Allowance for PPO and Usual & Customary for Out-of-Network.
- Wellness benefit with $500 maximum per policy year. Immunizations will be covered under the Wellness Benefit.
- Added to the Outpatient Psychotherapy benefit – “Deductible will be waived for Outpatient Psychotherapy.”
- Deductible on services outside the Student Health Care Center is now $100 per sickness or injury.
- “Ground transportation only” has been deleted from the Ambulance benefit.
- Coverage for acne.
- Coverage for congenital conditions.
Discount Plan through UnitedHealthCare StudentResources
UnitedHealth Allies is a health discount program offered through UnitedHealthCare StudentResources. Once your eligibility is confirmed for GatorGradCare, you may visit www.uhcsr.com and search for products and services available to you at discount rates.
Summary of Benefits
FAQ's
Please visit this page for answers to frequently asked questions.
Contact Information
For questions about GatorGradCare coverage details, contact UnitedHealthCare StudentResources at 1-800-996-4698. Agents are available Monday through Friday 8:00 a.m. - 8:00 p.m.
If you update your mailing address at any time with UnitedHealthCare StudentResources, please inform the Graduate Assistant Benefits Office at 392-0003.
GA Benefits Office |
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location: phone: |
HRS Building, 903 W. University Avenue |
location:
phone: |
HRS Building, 903 W. University Avenue |
Archive
2007-2008 brochure